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Fair Credit Reporting - Questions &
Answers
How do I find the Credit
Reporting Agency that has my report?
Contact the CRAs listed in the
Yellow Pages under "credit" or "credit
rating and reporting." Because more than
one CRA may have a file on you, call each until
you locate all the agencies maintaining your file.
The three major national credit bureaus are:
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111
Experian (formerly TRW)
P.O. Box 949
Allen, TX 75013
(888) EXPERIAN (397-3742)
Trans Union
760 West Sproul Road
P.O. Box 390
Springfield, PA 19064-0390
(800) 916-8800
In addition, anyone who takes
action against you in response to a report supplied
by a CRA -- such as denying your application for
credit, insurance, or employment -- must give
you the name, address, and telephone number of
the CRA that provided the report.
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