Fair Credit Reporting - Questions & Answers

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1. Introduction
2. How do I find the Credit Reporting Agency that has my report?
3. Do I have a right to know what's in my report?
4. Is there a charge for my report?
5. What can I do about inaccurate or incomplete information?
6. What can I do if the CRA or information provider won't correct the information I dispute?
7. Can my employer get my report?
8. Can creditors, employers, or insurers get a report that contains medical information about me?
9. What should I know about "investigative consumer reports"?
10. How long can a CRA report negative information?
11. Can anyone get a copy of my report?
12. How can I stop a CRA from including me on lists for unsolicited credit and insurance offers?
13. Do I have the right to sue for damages?
14. Are there other laws I should know about?
15. Where should I report violations of the law?
16. How can I get more information?

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