| Debt
Collection - Questions & Answers
Introduction
If you use credit cards, owe
money on a personal loan, or are paying on a home
mortgage, you are a "debtor." If you
fall behind in repaying your creditors, or an
error is made on your accounts, you may be contacted
by a "debt collector."
You should know that in either
situation, the Fair Debt Collection Practices
Act requires that debt collectors treat you fairly
and prohibits certain methods of debt collection.
Of course, the law does not erase any legitimate
debt you owe.
Here are some commonly asked
questions about your rights under the Fair Debt
Collection Practices Act. For additional information
or to schedule a low cost consultation to discuss
your particular circumstances, please call us
at 214-265-0808.
*Adapted from materials published
by the Federal Trade Commission
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