Our Practice Areas

Bankruptcy

A bankruptcy attorney may be the last person we want to call on, but sometimes it becomes necessary. Armstrong Kellett Bartholow P.C., located in Dallas, Texas, was formed to help individuals and small businesses resolve financial issues. As Dallas Bankruptcy Attorneys, we pride ourselves on the personal attention we devote to each client’s concerns.

If you have debt concerns or need assistance understanding bankruptcy law, consult with an attorney before you reach the end of your rope. A bankruptcy attorney, like the attorneys at Armstrong Kellett Bartholow P.C., can often help you protect your assets even if it becomes necessary to file bankruptcy.

It is very important that you talk with a bankruptcy attorney BEFORE you sell or transfer any property, take out a home equity loan, or cash out your 401(k) plan or IRA.

The Dallas bankruptcy attorneys of Armstrong Kellett Bartholow P.C. have many years’ experience helping residents of the Dallas metroplex make sense of bankruptcy law and their rights. We can help you or your business:

• File a Chapter 7 bankruptcy case
• File a Chapter 11 bankruptcy case
• File a Chapter 13 bankruptcy case
• File a proof of claim
• Reinstate or prevent foreclosure on your mortgage
• Regain possession of a repossessed vehicle

More information about our Dallas Bankruptcy Attorney services.

Contact a Dallas Bankruptcy Attorney for an initial consultation.

Debt Settlement

Debt settlement is a method of resolving your debts by negotiating an agreement with your creditor to accept less than the full amount you owe, whether in a lump sum or in periodic payments.

Armstrong Kellett Bartholow P.C. negotiates settlements and also represents individuals who have been sued by debt collectors and credit card companies.

Before you choose a debt consolidation or debt settlement company, come see us face to face and talk about your concerns with an attorney who is on your side. We can provide a comprehensive, fair review of your financial situation and our best, unbiased advice about what options are available to you. Call us at 214-696-9000 to make an appointment.

Click here for more info about Debt Settlement.

Illegal Debt Collection

If you have been the victim of illegal debt collection tactics, such as harassing phone calls, threats of jail, phone calls at work, or other illegal debt collection tactics, an attorney can help you put a stop to the harassment.  Armstrong Kellett Bartholow P.C. sues debt collectors for violating the federal Fair Debt Collection Practices Act and the Texas Debt Collection Act. Explore our website and learn about your rights and what an attorney can do for you.

Credit Reporting Disputes

Credit reporting agencies like Equifax, TransUnion and Experian collect and maintain information about each one of us. Creditors, employers and insurance companies use that information to make decisions on whether to hire us, loan us money or provide us with insurance. Unfortunately, much of that information is inaccurate. A 2004 report by Public Interest Research Group found that 79% of credit reports contain errors of some kind. One quarter of credit reports – that’s 25% – contained errors serious enough to result in denial of credit.

Our attorneys understand how to read credit reports and can often discern when information is incomplete or inaccurate. We can help negotiate a settlement of a debt that you owe on favorable terms so that you can resolve outstanding delinquent line items on your report. Please know, though, that we are not a “credit repair” law firm and we do not help people remove information that is correct and complete. So, we cannot help you remove that bankruptcy you filed last year or that repossession you had last month. But, we will help you evaluate whether the negative information is being reported accurately and completely.

We file lawsuits against credit reporting agencies, creditors, and debt collectors for violations of the Fair Credit Reporting Act.

Learn more about how you can protect your rights under the Fair Credit Reporting Act.

Mortgage Servicing Disputes & Foreclosure Litigation

The illegal mortgage servicing practices we are fighting include illegal robo-signing (fraudulent documents filed in court or with the deed records, like false affidavits and mortgage assignments), bankruptcy discharge and stay violations (trying to collect amounts in violation of bankruptcy laws), willful failure to modify in good faith, improper and/or illegal fees and charges, wrongfully force-placed insurance (flood insurance, hazard insurance), and other escrow / accounting errors. We never cease to be amazed by all the ways the servicers are finding to squeeze money from folks illegally; we hear something new almost every day.

We can help you evaluate whether your circumstances justify going toe-to-toe with the big banks.

We sue mortgage servicers (and related entities) in individual cases and class actions for violations of the law.

For more information, please see our mortgage and foreclosure pages.